Testimonials

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it.

Mortgage deals may not be available and lending is subject to individual circumstances.

Joy was very helpful and managed to get me a mortgage , highly recommend.

Joshua Handford July 2024

From the moment we started to discuss our remortgage with Joy, it was clear how experienced she was and how thorough her service would be. She was able to help us not only remortgage but offered us personalised support and advice to help plan for the future too. This is so valuable as a young couple at the start of the housing ladder in times where there can be information overload and lots of talk of economic uncertainty. I would happily recommend Mortgages With Joy to anyone. It is also important to mention that we don't live in North Devon and didn't feel that distance hindered the service at all. Joy was always at the end of a phone or email with prompt and efficient responses, ultimately helping us to secure the best mortgage for us.

Daisy Briggs July 2024

I would recommend Joy to anyone looking to get a mortgage or remortgage. Joy is expert, professional and pragmatic, whilst being kind and compassionate. Her mastery of the world of mortgages leaves no ambiguity or need for concern. Joy will get the job done with excellent, reliable communication and her response times are extraordinary! Thanks, Joy, for such a personal, professional and efficient service 😊

Esther Wooddisse 2023

Joy helped me beyond expectations in securing my first home with my partner. She was attentive, knowledgeable and explained everything perfectly for this first-time buyer! I would absolutely recommend Joy in a heartbeat without hesitation.

Meg Scoins 2022

Mortgages with Joy was recommended to me by another mortgage professional (always a good sign). Clearly well versed with Equity Release mortgages (our requirement), Joy was also very adapt at making everything clear and straightforward for my elderly mother. After walking us through the process, Joy then took it upon herself to seek redress for us following slow transactions from the other party despite it not being to her advantage at all. Couldn't ask for more.

Gavin Marshall 2022

I needed a mortgage as a first-time buyer. Joy couldn’t of done more to help and advise me through the whole process. She got me an amazing deal. Joy is always available to answer questions. I’m so pleased with the service she gave and would have no hesitation in recommending her if you need a mortgage

Stephen Holmes 2022

What Joy doesn’t know about mortgage borrowing isn’t worth knowing. She will always do her best to find you the right deal and is extremely effective and efficient.

Suzanne Hobbs 2022

Excellent service yet again from Joy! Thank you so much!

Michael Dunn 2022

Amazing service. Joy was approachable, efficient and really helped us out. Can't recommend her services and advice enough.

Faye Allison 2022

Having used Mortgages with Joy recently to renew my existing mortgage, I found both her and her service exceptional.
Nothing was too much trouble, no matter how simple a question I asked, she always responded swiftly and expertly.
She has a wealth of knowledge and experience and therefore I felt totally confident that she was providing me with the very best information and product she could, for my situation.
I would 100% recommend her.
Many thanks Joy, I’ll be definitely using you again next time I’m up for renewal!

Carrie Draper 2022

5 Star Service !
Thank you for servicing our needs so efficiently Joy for the last 10 years!

9th July 2020